BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Pickerington Online - ECPv6.16.5.1//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-ORIGINAL-URL:https://pickeringtononline.com
X-WR-CALDESC:Events for Pickerington Online
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20250309T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20251102T060000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20260308T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20261101T060000
END:STANDARD
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20270314T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20271107T060000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260716T180000
DTEND;TZID=America/New_York:20260716T190000
DTSTAMP:20260620T235952Z
CREATED:20260620T235952Z
LAST-MODIFIED:20260620T235952Z
UID:44970-1784224800-1784228400@pickeringtononline.com
SUMMARY:Homebuyer Workshop - Path to Homeownership
DESCRIPTION:Whether you are just starting to save or are ready to make an offer\, this session provides the clarity and tools needed to transition confidently from renter to homeowner. \n\n\n\n\n\n\n  \nThis workshop is designed to break down the core pillars of mortgage readiness: credit health and the debt-to-income (DTI) ratio. We will explore how your credit score acts as a key to different interest rates and how managing your monthly obligations against your earnings impacts your total borrowing power. \nBeyond the numbers\, we will compare various loan products—from conventional financing to government-backed options—to find the right fit for your unique situation. Finally\, we’ll uncover the “hidden” resources often overlooked by buyers: down payment assistance programs. \nYour presenters: \nCallihan Benson is the Financial Center Manager at Heartland Bank\, a Division of German American Bank\, in Pickerington. She has 18 years of experience in retail banking. She is the treasurer of the Tri-County Area Realty Association\, and a member of the Pickerington Lion’s Club. Callihan loves building relationships and helping her customers save time and money. When she is not at work\, she is with her husband\, Chris\, of 17 years and son\, Cooper\, who is 11. \n  \n\nSince 1995\, Brent Diebert has assisted countless clients on their journeys to become homeowners. As an integral part of the Heartland Bank Mortgage team\, Brent is committed to guiding his clients with confidence through the loan process. While explaining the lending procedure\, products and terminology\, his goal is to find the perfect loan for his clients’ needs. Even though homeowners may think about purchasing or refinancing a home only a few times in their lives\, Brent thinks about it daily to be prepared with advice for the biggest financial transaction most individuals make. He is a board member of Leadership Worthington\, supporter of Worthington Robotics\, and the past Co-chair of the Affordable Housing Committee at Columbus REALTORS®. Brent is also a licensed continuing education provider often focusing on home affordability topics with real estate agents throughout Ohio. \n\n\n\nShare this:\n				Share on Facebook (Opens in new window)\n				Facebook\n			\n				Share on LinkedIn (Opens in new window)\n				LinkedIn\n			\n				Share on Threads (Opens in new window)\n				Threads\n			\n				Share on X (Opens in new window)\n				X\n			Like this:Like Loading…
URL:https://pickeringtononline.com/event/homebuyer-workshop-path-to-homeownership/
LOCATION:Pickerigton Public Library Main Branch\, 201 Opportunity Way\, Pickerington\, OH\, 43147\, United States
CATEGORIES:18 and Over,Community Event,Informative Event,Library Event,Presentation
ORGANIZER;CN="Pickerington Public Library":MAILTO:cbauman@pickeringtonlibrary.org
END:VEVENT
END:VCALENDAR